Domestic Clearing Rails

Pay foreign vendors like local suppliers.

Disburse payments directly through our partner ecosystem on fast domestic rails—like India IMPS 24/7, SEPA Instant, and UK Faster Payments. No correspondent banking delays.

Zero Deductions50+ Domestic Corridors

Global Domestic Rail Network

LIVE RAILS

Selected Destination:India (INR)

Clearing Network:IMPS (Immediate Payment Service)

Network Schedule:24/7/365 Real-Time

Delivery Speed:Delivered in seconds

Direct domestic clearing into any Indian bank account around the clock, including weekends and public holidays.

Recipient receives full invoice amount (zero lifting fees)Guaranteed

Enterprise Payout Rails

Engineered for global operations.

Sub-Cent Settlement Speed

By terminating directly on local clearing rails rather than correspondent wire routes, payouts deliver in seconds without 3-day hold delays.

Beneficiary Whitelisting

Verify vendor bank accounts, tax IDs, and IBAN formats before moving any capital. Automated screening protects against misrouted corporate disbursements.

24/7 Weekend Clearing

Where domestic clearing networks support continuous delivery (such as India IMPS and SEPA Instant), payouts deliver immediately regardless of bank calendar days.

Partner Clearing Architecture

TokPay connects directly to authorized, regulated local payment institutions and domestic clearing networks. All outbound FX conversions and last-mile disbursements comply with local currency regulations and AML frameworks.

TokPay is a financial technology company, not a bank. Cross-border clearing and payout rails are provided by licensed and regulated partner financial institutions.

Start paying overseas vendors in seconds.

Access 50+ domestic clearing networks with dedicated corporate pricing and transparent status tracking.